How do conventional and FHA debt-to-income ratio requirements differ for self-employed buyers trying to keep their monthly payments low?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do conventional and FHA debt-to-income ratio requirements differ for self-employed buyers trying to keep their monthly payments low?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae maximum debt-to-income ratio 50 percent self-employed income calculation selling guide Google ↗
HUD FHA qualifying ratios 31 43 automated underwriting TOTAL scorecard debt-to-income ratios self-employed income handbook Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- FHA Single Family Housing Policy Handbook · hud.gov
- FHA TOTAL | HUD.gov / U.S. Department of Housing and Urban Development (HUD) · glb.hud.gov
- Final Underwriting Decision, FHA Handbook 4000.1 II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > A. Title II Insured Housing Programs Forward Mortgages > 5. Manual Underwriting of the Borrower · claudeforcompliance.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae maximum debt-to-income ratio 50 percent self-employed income calculation selling guide OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
HUD FHA qualifying ratios 31 43 automated underwriting TOTAL scorecard debt-to-income ratios self-employed income handbook OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |