Compare the current annual premium costs and deductible structures for a two million dollar umbrella policy covering both a primary suburban home and an urban rental property.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the current annual premium costs and deductible structures for a two million dollar umbrella policy covering both a primary suburban home and an urban rental property.
2 real searches · 1 real-search pass
2026 average cost $2 million personal umbrella insurance annual premium deductible underlying limits rental property landlord umbrella pricingGoogle ↗
OBSERVEDShort fact
personal umbrella insurance rental property coverage underlying insurance limits self insured retention deductible insurer requirementsGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 average cost $2 million personal umbrella insurance annual premium deductible underlying limits rental property landlord umbrella pricing Google ↗
personal umbrella insurance rental property coverage underlying insurance limits self insured retention deductible insurer requirements Google ↗
- Umbrella Insurance: Coverage & How It Works (2026 Guide) · nerdwallet.com
- Cost of an Umbrella Policy · insurify.com
- How Much Does Umbrella Insurance Cost · mercuryinsurance.com
- Personal Umbrella and Excess Liability Insurance · mass.gov
- Personal Umbrella Liability Policy DL 98 01 05 26 Contract Analysis Part 1 · propertycasualty360.com
- Self-Insured Retention vs Deductible: Who Pays First, Who Defends, and What Erodes · menloinsurance.com
- What Does Umbrella Insurance Cover? · geico.com
- Personal Umbrella Insurance Cost and How Much to Buy · menloinsurance.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 average cost $2 million personal umbrella insurance annual premium deductible underlying limits rental property landlord umbrella pricing OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
personal umbrella insurance rental property coverage underlying insurance limits self insured retention deductible insurer requirements OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |