Looking for recommendations on the best disability insurance for tech startups where employees work remotely across multiple states with different state mandates
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Looking for recommendations on the best disability insurance for tech startups where employees work remotely across multiple states with different state mandates
3 real searches · 1 real-search pass
2026 state temporary disability insurance mandatory states employer requirements California Hawaii New Jersey New York Rhode Island Puerto RicoGoogle ↗
OBSERVEDComparison
2026 group disability insurance carriers multi state employers startup Guardian Unum The Hartford MetLife PrincipalGoogle ↗
OBSERVEDOther / navigational
2026 state paid family medical leave programs disability insurance coordination employer private plan exemptionsGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 state temporary disability insurance mandatory states employer requirements California Hawaii New Jersey New York Rhode Island Puerto Rico Google ↗
2026 group disability insurance carriers multi state employers startup Guardian Unum The Hartford MetLife Principal Google ↗
2026 state paid family medical leave programs disability insurance coordination employer private plan exemptions Google ↗
- everycrsreport.com · everycrsreport.com
- Paid Family and Medical Leave in the United States · everycrsreport.com
- State Paid Family Leave Laws Across the U.S. · bipartisanpolicy.org
- Group Disability Insurance | Employee Benefits · thehartford.com
- Group Disability Insurance Policies & Coverage · unum.com
- Disability Insurance for Employees · unum.com
- Disability & Absence Group Benefits · metlife.com
- Short Term Disability Insurance | Disability Insurance | Insurance · metlife.com
- Division of Temporary Disability and Family Leave Insurance · nj.gov
- 2026 U.S. Group Disability Market Survey: Summary report · us.milliman.com
- 2026 U.S. Group Disability Market Survey: Summary report · milliman.com
- Explore Guardian · guardianlife.com
- Explore The Standard · standard.com
- Employer Requirements · business.nj.gov
- Disability Benefits and Paid Family Leave Insurance · apps.wcb.ny.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 state temporary disability insurance mandatory states employer requirements California Hawaii New Jersey New York Rhode Island Puerto Rico OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
2026 group disability insurance carriers multi state employers startup Guardian Unum The Hartford MetLife Principal OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
2026 state paid family medical leave programs disability insurance coordination employer private plan exemptions OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |