My landlord says I am liable for property damage caused by someone living with me who is not on the lease, does renters insurance protect me from this?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My landlord says I am liable for property damage caused by someone living with me who is not on the lease, does renters insurance protect me from this?
2 real searches · 1 real-search pass
New York renters insurance personal liability damage to landlord property resident not named insured policy exclusion property rented to insuredGoogle ↗
OBSERVEDConsequence
New York tenant liability for property damage caused by unauthorized occupant roommate not on lease legal aidGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
New York renters insurance personal liability damage to landlord property resident not named insured policy exclusion property rented to insured Google ↗
New York tenant liability for property damage caused by unauthorized occupant roommate not on lease legal aid Google ↗
- Residential Tenants’ Rights Guide · ag.ny.gov
- Family and Other Occupants · sites.lawschool.cornell.edu
- HOMEOWNERS & TENANTS INSURANCE: WHAT CONSUMERS NEED TO KNOW · dfs.ny.gov
- OGC Opinion No. 06-04-16: Department Regulation 154 - Homeowners Policies · dfs.ny.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York renters insurance personal liability damage to landlord property resident not named insured policy exclusion property rented to insured OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
New York tenant liability for property damage caused by unauthorized occupant roommate not on lease legal aid OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |