Can you explain the difference between a float down option and a standard rate lock when dealing with volatile interest rates this month?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain the difference between a float down option and a standard rate lock when dealing with volatile interest rates this month?
1 real search · 1 real-search pass
mortgage rate lock float down option lender rules minimum rate drop fees 2026 October mortgage rates volatilityGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
mortgage rate lock float down option lender rules minimum rate drop fees 2026 October mortgage rates volatility Google ↗
- Float-down option: Can it lower your rate? · rocketmortgage.com
- What's a lock-in or a rate lock on a mortgage? · consumerfinance.gov