How do I calculate the debt to income ratio that Rocket Mortgage is using to deny my pre-approval, and what can I pay off today to fix it?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate the debt to income ratio that Rocket Mortgage is using to deny my pre-approval, and what can I pay off today to fix it?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Rocket Mortgage debt-to-income ratio underwriting monthly debt payments payoff documentation 2026 Google ↗
Rocket Mortgage debt-to-income ratio how calculated debts credit cards installment loans mortgage approval payoff update credit report Google ↗
- Monthly Debt Obligations · selling-guide.fanniemae.com
- Debt-to-income ratio: What it is and how to calculate it · rocketmortgage.com
- Mortgage qualification · rocketmortgage.com
- How to strengthen your mortgage application · rocketmortgage.com
- Debt-to-Income Ratios · guide-selling.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Rocket Mortgage debt-to-income ratio underwriting monthly debt payments payoff documentation 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Rocket Mortgage debt-to-income ratio how calculated debts credit cards installment loans mortgage approval payoff update credit report OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |