How do lenders calculate my qualifying income for a conventional mortgage when my small business revenue fluctuated significantly over the last twenty-four months?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders calculate my qualifying income for a conventional mortgage when my small business revenue fluctuated significantly over the last twenty-four months?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae Selling Guide self-employed income declining trend two year average qualifying income 2026 Google ↗
Freddie Mac Guide self-employed income declining income trend two years tax returns mortgage qualifying income Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · guide-selling.fanniemae.com
- Qualifying for a Mortgage When You’re Self-Employed · myhome.freddiemac.com
- General Information on Analyzing Individual Tax Returns · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae Selling Guide self-employed income declining trend two year average qualifying income 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac Guide self-employed income declining income trend two years tax returns mortgage qualifying income OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |