Real ChatGPT answer · index seedBeVg8P5PBO0completeFinance and banking · credit scores and repairhowto
How long after a bankruptcy discharge can my spouse and I realistically expect to get approved for a conventional home mortgage?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How long after a bankruptcy discharge can my spouse and I realistically expect to get approved for a conventional home mortgage?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 Fannie Mae conventional mortgage bankruptcy waiting period Chapter 7 discharge Chapter 13 discharge official selling guide Google ↗
Freddie Mac bankruptcy waiting period Chapter 7 discharge Chapter 13 discharge official guide 2026 Google ↗
- Significant Derogatory Credit Events — Waiting Periods and Re-establishing Credit · guide-selling.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Fannie Mae conventional mortgage bankruptcy waiting period Chapter 7 discharge Chapter 13 discharge official selling guide OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac bankruptcy waiting period Chapter 7 discharge Chapter 13 discharge official guide 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |