I keep hearing about underinsured motorist umbrella coverage, but I want to know if it is actually worth the extra premium for a retired person who rarely drives on the highway.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I keep hearing about underinsured motorist umbrella coverage, but I want to know if it is actually worth the extra premium for a retired person who rarely drives on the highway.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Indiana underinsured motorist coverage umbrella policy excess UIM endorsement consumer guidance Indiana Department Insurance Google ↗
personal umbrella insurance does not cover your own injuries uninsured underinsured motorist umbrella endorsement explanation Google ↗
- Section 1731.0 - Title 75 · legis.state.pa.us
- Chapter 17. - Title 75 · legis.state.pa.us
- Auto Insurance | Insurance Department · pa.gov
- Black Mathews, C. v. Ace Property and Casualty :: 2026 :: Pennsylvania Superior Court Decisions :: Pennsylvania Case Law :: Pennsylvania Law :: U.S. Law :: Justia · law.justia.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Indiana underinsured motorist coverage umbrella policy excess UIM endorsement consumer guidance Indiana Department Insurance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
personal umbrella insurance does not cover your own injuries uninsured underinsured motorist umbrella endorsement explanation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |