What are the average mortgage interest rates right now for first time buyers with a score around 700 and how much does a higher down payment actually help?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the average mortgage interest rates right now for first time buyers with a score around 700 and how much does a higher down payment actually help?
3 real searches · 1 real-search pass
average 30-year fixed mortgage rate October 31 2026 Freddie Mac 30-year mortgage rate latestGoogle ↗
OBSERVEDShort fact
mortgage rates by credit score 700 2026 down payment loan level price adjustments conventional Fannie MaeGoogle ↗
OBSERVEDComparison
PMI cost down payment 5% 10% 20% mortgage consumer finance protection bureauGoogle ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
average 30-year fixed mortgage rate October 31 2026 Freddie Mac 30-year mortgage rate latest Google ↗
mortgage rates by credit score 700 2026 down payment loan level price adjustments conventional Fannie Mae Google ↗
PMI cost down payment 5% 10% 20% mortgage consumer finance protection bureau Google ↗
- Mortgage Rates · freddiemac.com
- Average Mortgage Rates by Credit Score · experian.com
- What is mortgage insurance and how does it work? · consumerfinance.gov
- What kind of down payment do I need? How does the amount of down payment I make affect the terms of my mortgage loan? · consumerfinance.gov
- Fannie Mae Announces Simplified Pricing Across Credit Score Models · capitalmarkets.fanniemae.com
- Mortgage Rates This Week: 30-Year at 7.24% · howaffordable.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
average 30-year fixed mortgage rate October 31 2026 Freddie Mac 30-year mortgage rate latest OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
mortgage rates by credit score 700 2026 down payment loan level price adjustments conventional Fannie Mae OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
PMI cost down payment 5% 10% 20% mortgage consumer finance protection bureau OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |