How do I determine if refinancing my federal student loans into a private loan with a company like Earnest is a smart financial move right now
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I determine if refinancing my federal student loans into a private loan with a company like Earnest is a smart financial move right now
3 real searches · 1 real-search pass
2026 federal student loan repayment plans refinancing private loan loss of federal benefits current Department of EducationGoogle ↗
OBSERVED
Earnest student loan refinance rates terms fixed variable 2026 officialGoogle ↗
OBSERVED
Federal Student Aid loan forgiveness income driven repayment plans 2026 officialGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 federal student loan repayment plans refinancing private loan loss of federal benefits current Department of Education Google ↗
Earnest student loan refinance rates terms fixed variable 2026 official Google ↗
Federal Student Aid loan forgiveness income driven repayment plans 2026 official Google ↗
- Repayment Plans · studentaid.gov
- Should I Refinance Federal Student Loans? · credible.com
- What Makes Refinancing My Student Loans With Earnest Different From Other Refinancing or Consolidation Options? · help.earnest.com
- credible.com · credible.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal student loan repayment plans refinancing private loan loss of federal benefits current Department of Education OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Earnest student loan refinance rates terms fixed variable 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Federal Student Aid loan forgiveness income driven repayment plans 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |