What is the easiest way to compare refinance offers from online lenders and local credit unions without hurting my credit score too much?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the easiest way to compare refinance offers from online lenders and local credit unions without hurting my credit score too much?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO mortgage rate shopping inquiry window 14 45 days official CFPB credit inquiries mortgage shopping Google ↗
CFPB compare mortgage refinance Loan Estimate multiple lenders soft inquiry hard inquiry refinance Google ↗
- Request and review multiple Loan Estimates · consumerfinance.gov
- Compare and negotiate your loan offers · consumerfinance.gov
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- What happens when a mortgage lender checks my credit? · consumerfinance.gov
- Do Credit Inquiries Lower Your FICO Score? · myfico.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO mortgage rate shopping inquiry window 14 45 days official CFPB credit inquiries mortgage shopping OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB compare mortgage refinance Loan Estimate multiple lenders soft inquiry hard inquiry refinance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |