How do insurance companies calculate the deductible for an earthquake rider add-on, and does it apply separately to the structure versus personal belongings?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do insurance companies calculate the deductible for an earthquake rider add-on, and does it apply separately to the structure versus personal belongings?
1 real search · 1 real-search pass
homeowners earthquake insurance percentage deductible dwelling personal property separate deductible insurer policy endorsementGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
homeowners earthquake insurance percentage deductible dwelling personal property separate deductible insurer policy endorsement Google ↗
- A Consumer's Guide to Earthquake Insurance · content.naic.org
- Understanding Earthquake Deductibles · content.naic.org
- Disaster Preparedness · insurance.utah.gov