Are freelance consulting services performed from a home office protected under a standard personal umbrella policy or do I need commercial insurance?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are freelance consulting services performed from a home office protected under a standard personal umbrella policy or do I need commercial insurance?
2 real searches · 1 real-search pass
personal umbrella insurance business activities exclusion home based business professional liability consulting errors omissions homeowners insuranceGoogle ↗
OBSERVEDComparison
NAIC home based business insurance professional liability errors omissions umbrella policy business exclusionGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
personal umbrella insurance business activities exclusion home based business professional liability consulting errors omissions homeowners insurance Google ↗
NAIC home based business insurance professional liability errors omissions umbrella policy business exclusion Google ↗
- small business insurance guide · content.naic.org
- Insuring the Home-Based Business—Part 3 · irmi.com
- Working from Home & Your Insurance Coverage · content.naic.org
- What’s an Umbrella Policy? · content.naic.org
- What Does Umbrella Insurance Cover? · progressive.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
personal umbrella insurance business activities exclusion home based business professional liability consulting errors omissions homeowners insurance OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
NAIC home based business insurance professional liability errors omissions umbrella policy business exclusion OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |