Real ChatGPT answer · index seedBSF6z61QAIccompleteFinance and banking · checking and savings accountscommercial

What are the best high-yield savings options for someone living on a fixed Social Security income who wants FDIC insurance up to the maximum limit?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the best high-yield savings options for someone living on a fixed Social Security income who wants FDIC insurance up to the maximum limit?
3 real searches · 1 real-search pass
best high yield savings accounts October 2026 APY FDIC insured rates minimum balance feesGoogle ↗
OBSERVEDComparison
FDIC deposit insurance $250,000 per depositor per insured bank ownership category officialGoogle ↗
OBSERVEDDefinition
FDIC deposit insurance savings account brokered deposits sweep network pass through insurance officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison33%ConsequenceReason33%Definition33%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
best high yield savings accounts October 2026 APY FDIC insured rates minimum balance fees Google ↗
FDIC deposit insurance $250,000 per depositor per insured bank ownership category official Google ↗
FDIC deposit insurance savings account brokered deposits sweep network pass through insurance official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
best high yield savings accounts October 2026 APY FDIC insured rates minimum balance fees
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
FDIC deposit insurance $250,000 per depositor per insured bank ownership category official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
FDIC deposit insurance savings account brokered deposits sweep network pass through insurance official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1