Can a small business owner in New York deduct the cost of their own individual supplemental disability insurance policy as a business expense on their taxes?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can a small business owner in New York deduct the cost of their own individual supplemental disability insurance policy as a business expense on their taxes?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS tax treatment self-employed individual disability insurance premiums deductible business expense disability benefits taxable premiums Google ↗
New York state tax treatment individual disability insurance premiums self employed business deduction Google ↗
- Publication 334 (2025), Tax Guide for Small Business · irs.gov
- Individual disability insurance · highlandbrokerage.com
- Life insurance & disability insurance proceeds 1 · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS tax treatment self-employed individual disability insurance premiums deductible business expense disability benefits taxable premiums OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York state tax treatment individual disability insurance premiums self employed business deduction OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |