Real ChatGPT answer · index seedBMoPREWLeHccompleteFinance and banking · retirement accountscommercial

How does rolling over an old 401k into our current Empower retirement dashboard affect our eligibility for a backdoor Roth IRA contribution this spring?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does rolling over an old 401k into our current Empower retirement dashboard affect our eligibility for a backdoor Roth IRA contribution this spring?
2 real searches · 1 real-search pass
IRS 2026 IRA contribution limit 2026 traditional Roth IRA official IRSGoogle ↗
OBSERVEDReason
IRS Form 8606 pro rata December 31 traditional SEP SIMPLE IRA year end balance 401k excludedGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS 2026 IRA contribution limit 2026 traditional Roth IRA official IRS Google ↗
IRS Form 8606 pro rata December 31 traditional SEP SIMPLE IRA year end balance 401k excluded Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 2026 IRA contribution limit 2026 traditional Roth IRA official IRS
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
IRS Form 8606 pro rata December 31 traditional SEP SIMPLE IRA year end balance 401k excluded
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1