Real ChatGPT answer · index seedBMVOuEjdSn4completeInsurance · disability insurancecommercial

I own a small design agency with five employees and need short term disability insurance that actually covers maternity leave for my team. What are the best options right now?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I own a small design agency with five employees and need short term disability insurance that actually covers maternity leave for my team. What are the best options right now?
3 real searches · 1 real-search pass
2026 California small business short term disability insurance maternity pregnancy coverage small employer 5 employees insurers eligibilityGoogle ↗
OBSERVEDYes / no
California EDD 2026 State Disability Insurance pregnancy childbirth Paid Family Leave benefits employer small businessGoogle ↗
OBSERVEDComparison
small group short term disability insurance maternity pre-existing condition pregnancy waiting period employer 5 employees CaliforniaGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison33%ConsequenceReason33%DefinitionInstructionYes / no33%

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 California small business short term disability insurance maternity pregnancy coverage small employer 5 employees insurers eligibility Google ↗
California EDD 2026 State Disability Insurance pregnancy childbirth Paid Family Leave benefits employer small business Google ↗
small group short term disability insurance maternity pre-existing condition pregnancy waiting period employer 5 employees California Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 California small business short term disability insurance maternity pregnancy coverage small employer 5 employees insurers eligibility
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1
California EDD 2026 State Disability Insurance pregnancy childbirth Paid Family Leave benefits employer small business
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
small group short term disability insurance maternity pre-existing condition pregnancy waiting period employer 5 employees California
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1