Real ChatGPT answer · index seedBHAgtcOEXPQcompleteFinance and banking · retirement accountsinformational
I need to remove an accidental excess contribution from my IRA this month, so where can I find the correct form and what do banks usually charge to process it?
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The searches the AI actually ran for this prompt.
SEED QUERY
I need to remove an accidental excess contribution from my IRA this month, so where can I find the correct form and what do banks usually charge to process it?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRA return of excess contribution form custodian processing fee typical bank fee 2026 Google ↗
IRS excess IRA contributions withdraw by tax filing deadline earnings 6% excise tax Form 5329 2026 Google ↗
- Removal of IRA Contribution · vantageiras.com
- IRA Return of Excess Contribution · americanexpress.com
- Request a Recharacterization or Remove an Excess IRA Contribution General Information and Instructions · schwab.com
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- Change an IRA Contribution | Correction Rules & Options · fidelity.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRA return of excess contribution form custodian processing fee typical bank fee 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
IRS excess IRA contributions withdraw by tax filing deadline earnings 6% excise tax Form 5329 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |