Real ChatGPT answer · index seedBH0YdyJGF3scompleteFinance and banking · investing and brokeragesinformational

How do custodial accounts work when I want to start investing for my children and what happens to the money when they turn eighteen?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do custodial accounts work when I want to start investing for my children and what happens to the money when they turn eighteen?
2 real searches · 1 real-search pass
Pennsylvania UTMA age termination custodial account age 21 statute officialGoogle ↗
OBSERVED
IRS custodial account UTMA kiddie tax gifts irrevocable child ownershipGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Pennsylvania UTMA age termination custodial account age 21 statute official Google ↗
IRS custodial account UTMA kiddie tax gifts irrevocable child ownership Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Pennsylvania UTMA age termination custodial account age 21 statute official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
IRS custodial account UTMA kiddie tax gifts irrevocable child ownership
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1