Real ChatGPT answer · index seedBFBLEDQ8tBkcompleteInsurance · auto insurancecommercial

I need to understand what medical payments coverage limits are standard in North Carolina and whether I should increase mine for peace of mind.

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I need to understand what medical payments coverage limits are standard in North Carolina and whether I should increase mine for peace of mind.
2 real searches · 1 real-search pass
North Carolina auto insurance medical payments coverage typical limits $1,000 $5,000 $10,000 North Carolina DOIGoogle ↗
OBSERVEDShort fact
North Carolina Department of Insurance auto policy medical payments coverage optional limits policyGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact50%Other / navigational50%ComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
North Carolina auto insurance medical payments coverage typical limits $1,000 $5,000 $10,000 North Carolina DOI Google ↗
North Carolina Department of Insurance auto policy medical payments coverage optional limits policy Google ↗
  1. Basic and Miscellaneous Auto Coverages · ncdoi.gov
  2. STATE OF NORTH CAROLINA · ncdoi.gov
  3. Memorandum · ncrb.org
  4. Chapter 58 · www3.ncleg.gov
  5. Auto and Vehicle Insurance · ncdoi.gov
  6. FAQs About Auto Insurance · ncdoi.gov
  7. After an Accident · ncdoi.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
North Carolina auto insurance medical payments coverage typical limits $1,000 $5,000 $10,000 North Carolina DOI
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
North Carolina Department of Insurance auto policy medical payments coverage optional limits policy
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1