I need a breakdown of current disability insurance options for someone with a pre-existing mental health condition who might need to file a claim soon.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I need a breakdown of current disability insurance options for someone with a pre-existing mental health condition who might need to file a claim soon.
4 real searches · 1 real-search pass
2026 current disability insurance pre-existing condition exclusion mental nervous disorder limitation employer group long term disability ERISA claim deadlines Department of LaborGoogle ↗
OBSERVEDYes / no
Social Security disability mental disorders listing duration 12 months official SSA 2026Google ↗
OBSERVEDReason
Alabama short term disability state program disability insurance officialGoogle ↗
OBSERVEDReason
NAIC disability income insurance consumer guide preexisting conditions mental illness exclusionsGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
2026 current disability insurance pre-existing condition exclusion mental nervous disorder limitation employer group long term disability ERISA claim deadlines Department of Labor Google ↗
Social Security disability mental disorders listing duration 12 months official SSA 2026 Google ↗
Alabama short term disability state program disability insurance official Google ↗
NAIC disability income insurance consumer guide preexisting conditions mental illness exclusions Google ↗
- Filing a Claim for Your Health or Disability Benefits · dol.gov
- 12.00 Mental Disorders - Adult | Disability · ssa.gov
- Part III - Listing of Impairments (Overview) | Disability · ssa.gov
- A CONSUMER’S GUIDE TO · ncdoi.gov
- Standards for Individual Disability Income Insurance Policies · insurancecompact.org
- Your LTD Schedule of Benefits · metlife.com
- DB101 Arizona - Long-Term Disability Insurance (LTD): Frequently Asked Questions · az.db101.org
- Maine Bureau of Insurance · maine.gov
- Group Long Term Disability Insurance · standard.com
- Long-Term Disability Insurance · statefarm.com
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 current disability insurance pre-existing condition exclusion mental nervous disorder limitation employer group long term disability ERISA claim deadlines Department of Labor OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
Social Security disability mental disorders listing duration 12 months official SSA 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Alabama short term disability state program disability insurance official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NAIC disability income insurance consumer guide preexisting conditions mental illness exclusions OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |