Why are my closing costs so much higher than the initial estimate the mortgage lender gave me last month?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why are my closing costs so much higher than the initial estimate the mortgage lender gave me last month?
1 real search · 1 real-search pass
CFPB Loan Estimate Closing Disclosure closing costs changed tolerance zero 10 percent unlimited changed circumstances TRIDGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
CFPB Loan Estimate Closing Disclosure closing costs changed tolerance zero 10 percent unlimited changed circumstances TRID Google ↗
- Closing disclosure explainer · consumerfinance.gov
- Can my final mortgage costs increase from what was on my Loan Estimate? · consumerfinance.gov