What is the maximum debt-to-income ratio allowed for a conventional mortgage today if I am using retirement portfolio distributions as my primary income?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the maximum debt-to-income ratio allowed for a conventional mortgage today if I am using retirement portfolio distributions as my primary income?
1 real search · 1 real-search pass
Fannie Mae maximum debt-to-income ratio 50% Desktop Underwriter manual underwriting 45% Selling Guide retirement account distributions income requirementsGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
Fannie Mae maximum debt-to-income ratio 50% Desktop Underwriter manual underwriting 45% Selling Guide retirement account distributions income requirements Google ↗