Real ChatGPT answer · index seedB8vX6T8t6jgcompleteFinance and banking · credit cardsinformational

What happens to my credit score if I close my oldest credit card account that has no annual fee versus keeping it open in my wallet

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What happens to my credit score if I close my oldest credit card account that has no annual fee versus keeping it open in my wallet
2 real searches · 1 real-search pass
FICO closing oldest credit card account payment history 10 years credit utilization official guidanceGoogle ↗
OBSERVED
Experian closing credit card account impact credit score utilization average age accountsGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
FICO closing oldest credit card account payment history 10 years credit utilization official guidance Google ↗
Experian closing credit card account impact credit score utilization average age accounts Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FICO closing oldest credit card account payment history 10 years credit utilization official guidance
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Experian closing credit card account impact credit score utilization average age accounts
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1