Need to check if applying for a personal loan with Upstart affects my credit score the same way as Marcus before I submit my application this morning.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Need to check if applying for a personal loan with Upstart affects my credit score the same way as Marcus before I submit my application this morning.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Upstart personal loan prequalification soft credit inquiry hard inquiry official Google ↗
Marcus personal loans credit check soft inquiry hard inquiry application official Goldman Sachs Google ↗
- Upstart — How loan applications impact your credit score · upstarthelp.upstart.com
- Upstart — How to apply for a loan: step-by-step guide · upstarthelp.upstart.com
- Personal Loans: Apply Online, Quick Rate Check · upstart.com
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- Do Credit Inquiries Lower Your FICO Score? · myfico.com
- Does Getting Preapproved Affect Your Credit? · experian.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Upstart personal loan prequalification soft credit inquiry hard inquiry official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Marcus personal loans credit check soft inquiry hard inquiry application official Goldman Sachs OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |