Real ChatGPT answer · index seedB7GKJTPcC3gcompleteAutomotive · auto financing and leasingcomparison
Is dealer financing actually better than an outside bank loan when you have a 650 credit score and need to keep payments under four hundred dollars?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is dealer financing actually better than an outside bank loan when you have a 650 credit score and need to keep payments under four hundred dollars?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 average used car loan APR credit score 650 near prime Experian Q3 2025 auto finance report Google ↗
CFPB auto loan dealer financing rate markup compare preapproval monthly payment total loan cost Google ↗
- The Latest Used Car Loan Interest Rates for 2026 · experian.com
- Average Car Loan Interest Rates by Credit Score · experian.com
- What is a buy rate for an auto loan? · consumerfinance.gov
- Can I negotiate a car loan interest rate with the dealer? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 average used car loan APR credit score 650 near prime Experian Q3 2025 auto finance report OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
CFPB auto loan dealer financing rate markup compare preapproval monthly payment total loan cost OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |