Can you explain why my credit score dropped a few points after applying for a rewards card even though I always pay my balance in full?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain why my credit score dropped a few points after applying for a rewards card even though I always pay my balance in full?
1 real search · 1 real-search pass
FICO hard inquiries impact credit score new credit card application average age utilization paying statement balance fullGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
FICO hard inquiries impact credit score new credit card application average age utilization paying statement balance full Google ↗