Real ChatGPT answer · index seedAy13I1l3F1UcompleteFinance and banking · investing and brokeragesinformational

How do Betterment automated portfolio performance returns stack up against standard S and P 500 index funds after factoring in their service fees?

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do Betterment automated portfolio performance returns stack up against standard S and P 500 index funds after factoring in their service fees?
3 real searches · 1 real-search pass
Betterment annual management fee 0.25% portfolio expense ratios core portfolio performance historical returns benchmark S&P 500 2025 2026Google ↗
OBSERVEDComparison
Betterment performance returns core portfolios historical performance annualized returns methodology feesGoogle ↗
OBSERVEDReason
S&P 500 index fund expense ratio Vanguard VOO Fidelity FXAIX officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison33%ConsequenceReason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Betterment annual management fee 0.25% portfolio expense ratios core portfolio performance historical returns benchmark S&P 500 2025 2026 Google ↗
Betterment performance returns core portfolios historical performance annualized returns methodology fees Google ↗
S&P 500 index fund expense ratio Vanguard VOO Fidelity FXAIX official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Betterment annual management fee 0.25% portfolio expense ratios core portfolio performance historical returns benchmark S&P 500 2025 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Betterment performance returns core portfolios historical performance annualized returns methodology fees
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
S&P 500 index fund expense ratio Vanguard VOO Fidelity FXAIX official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1