Real ChatGPT answer · index seedAxFX4S1CncgcompleteReal estate · buying a homecomparison

Can you compare current refinancing mortgage rates trends with what lenders were offering six months ago to see if I should lock in now?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you compare current refinancing mortgage rates trends with what lenders were offering six months ago to see if I should lock in now?
3 real searches · 1 real-search pass
U.S. mortgage refinance rates October 31 2026 current 30-year fixed refinance rate weekly trendsGoogle ↗
OBSERVEDConsequence
30-year mortgage refinance rates April 2026 average historical refinance ratesGoogle ↗
OBSERVEDComparison
Freddie Mac mortgage rate survey October 2026 30 year fixed April 2026 rates refinance trendsGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison33%Consequence33%Reason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
U.S. mortgage refinance rates October 31 2026 current 30-year fixed refinance rate weekly trends Google ↗
30-year mortgage refinance rates April 2026 average historical refinance rates Google ↗
Freddie Mac mortgage rate survey October 2026 30 year fixed April 2026 rates refinance trends Google ↗
  1. Mortgage Rates Average 6.30% · freddiemac.gcs-web.com
  2. Mortgage Rates · freddiemac.com
  3. Mortgage Market Survey Archive · freddiemac.com
  4. Today’s Refinance Mortgage Rates · nerdwallet.com

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
U.S. mortgage refinance rates October 31 2026 current 30-year fixed refinance rate weekly trends
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
30-year mortgage refinance rates April 2026 average historical refinance rates
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Freddie Mac mortgage rate survey October 2026 30 year fixed April 2026 rates refinance trends
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1