What are the hidden fees or penalties for canceling my auto insurance policy halfway through the term to switch to a cheaper provider?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the hidden fees or penalties for canceling my auto insurance policy halfway through the term to switch to a cheaper provider?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
California Department of Insurance cancel auto insurance policy refund short rate cancellation fee consumer Google ↗
California auto insurance cancellation refund unearned premium short rate penalty policyholder Google ↗
- California Insurance Code § 481 (2025) :: 2025 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Automobile Insurance Text Version · insurance.ca.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California Department of Insurance cancel auto insurance policy refund short rate cancellation fee consumer OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
California auto insurance cancellation refund unearned premium short rate penalty policyholder OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |