Real ChatGPT answer · index seedAv8nex4oE40completeFinance and banking · retirement accountscomparison

Is it better to roll my old employer 401k into our current Vanguard account or leave it where it is while we manage daycare costs and a growing family

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it better to roll my old employer 401k into our current Vanguard account or leave it where it is while we manage daycare costs and a growing family
2 real searches · 1 real-search pass
IRS rollover options old 401(k) direct rollover tax withholding employer plan IRA rulesGoogle ↗
OBSERVEDComparison
Vanguard rollover 401k compare fees investment options employer plan rollover considerationsGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model).

Searches and sources

ChatGPT2 real searches · gpt-6
IRS rollover options old 401(k) direct rollover tax withholding employer plan IRA rules Google ↗
Vanguard rollover 401k compare fees investment options employer plan rollover considerations Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS rollover options old 401(k) direct rollover tax withholding employer plan IRA rules
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Vanguard rollover 401k compare fees investment options employer plan rollover considerations
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1