My parents want to help me buy my first home using a gift fund. How does loan depot handle gift funds for down payments on conventional loans?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My parents want to help me buy my first home using a gift fund. How does loan depot handle gift funds for down payments on conventional loans?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
loanDepot conventional loan gift funds down payment gift letter documentation requirements official Google ↗
Fannie Mae selling guide gift funds conventional principal residence donor documentation gift letter Google ↗
- Personal Gifts · selling-guide.fanniemae.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
- How to Use Gift Money for Down Payment · hsh.com
- Fannie Mae Selling Guide March 4, 2026 · singlefamily.fanniemae.com
- Submit documents and answer requests from the lender · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
loanDepot conventional loan gift funds down payment gift letter documentation requirements official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae selling guide gift funds conventional principal residence donor documentation gift letter OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |