Real ChatGPT answer · index seedAub5mSueWl0completeFinance and banking · credit scores and repairinformational
Is it still true that closing your oldest credit card tanks your average age of accounts, and should I avoid doing this right before applying for a mortgage?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it still true that closing your oldest credit card tanks your average age of accounts, and should I avoid doing this right before applying for a mortgage?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO closing oldest credit card closed accounts remain on credit report 10 years average age mortgage credit utilization official Google ↗
Experian does closing credit card affect average age of accounts closed account 10 years mortgage application Google ↗
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
- Understanding Accounts That May Affect Your Credit Utilization Ratio · myfico.com
- How Is Your Credit Score Calculated? · experian.com
- Does my credit score affect my ability to get a mortgage loan or the mortgage rate I pay? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO closing oldest credit card closed accounts remain on credit report 10 years average age mortgage credit utilization official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Experian does closing credit card affect average age of accounts closed account 10 years mortgage application OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |