Real ChatGPT answer · index seedAuJcgDyBSzYcompleteFinance and banking · checking and savings accountsinformational
Are online only banks like Discover or Ally safe for holding our household savings, and how do they compare to local credit unions regarding FDIC insurance limits
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are online only banks like Discover or Ally safe for holding our household savings, and how do they compare to local credit unions regarding FDIC insurance limits
3 real searches · 1 real-search pass
FDIC deposit insurance $250,000 per depositor per insured bank ownership category officialGoogle ↗
OBSERVEDDefinition
NCUA share insurance $250,000 per depositor per insured credit union ownership category officialGoogle ↗
OBSERVEDDefinition
Ally Bank FDIC insured Discover Bank FDIC insured officialGoogle ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
FDIC deposit insurance $250,000 per depositor per insured bank ownership category official Google ↗
NCUA share insurance $250,000 per depositor per insured credit union ownership category official Google ↗
Ally Bank FDIC insured Discover Bank FDIC insured official Google ↗
- Deposit Insurance FAQs · fdic.gov
- Understanding Deposit Insurance · fdic.gov
- Share Insurance Coverage · ncua.gov
- How can I be sure my money is safe in my bank account? · consumerfinance.gov
- Deposit Insurance · fdic.gov
- NCUA Credit Union Locator · mapping.ncua.gov
- Share Insurance · mycreditunion.gov
- cof-20260630 · sec.gov
- FDIC Coverage - Federal Deposit Insurance · discover.com
- Maximize Your FDIC Insurance - Deposit Insurance · ally.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FDIC deposit insurance $250,000 per depositor per insured bank ownership category official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
NCUA share insurance $250,000 per depositor per insured credit union ownership category official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
Ally Bank FDIC insured Discover Bank FDIC insured official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |