Real ChatGPT answer · index seedAsiNTcGF2IocompleteInsurance · auto insuranceinformational

Why do certain zip codes in our metropolitan area have such drastically higher base rates for auto insurance compared to others

ChatGPTgpt-61 query11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Why do certain zip codes in our metropolitan area have such drastically higher base rates for auto insurance compared to others
1 real search · 1 real-search pass
auto insurance ZIP code territory rating factors claims frequency severity state insurance department Oregon territorial ratingGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
auto insurance ZIP code territory rating factors claims frequency severity state insurance department Oregon territorial rating Google ↗
  1. Auto Studies · insurance.ca.gov
  2. Loss Costs between Adjacent Zip Codes · insurance.ca.gov

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
auto insurance ZIP code territory rating factors claims frequency severity state insurance department Oregon territorial rating
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1