Real ChatGPT answer · index seedArAI8S2pAAQcompleteCareers and HR · layoffs and severancecomparison

When comparing COBRA continuation coverage to getting on my parents health insurance plan after a layoff, which one actually makes more sense financially for someone under 26

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
When comparing COBRA continuation coverage to getting on my parents health insurance plan after a layoff, which one actually makes more sense financially for someone under 26
3 real searches · 1 real-search pass
Healthcare.gov under 26 stay on parent's health insurance loss of job coverage special enrollment COBRA 2026Google ↗
OBSERVEDConsequence
U.S. Department of Labor COBRA 60 days 102 percent premium qualifying event job lossGoogle ↗
OBSERVEDConsequence
Healthcare.gov losing job based coverage special enrollment period parent plan 30 days employer planGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Healthcare.gov under 26 stay on parent's health insurance loss of job coverage special enrollment COBRA 2026 Google ↗
U.S. Department of Labor COBRA 60 days 102 percent premium qualifying event job loss Google ↗
Healthcare.gov losing job based coverage special enrollment period parent plan 30 days employer plan Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Healthcare.gov under 26 stay on parent's health insurance loss of job coverage special enrollment COBRA 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
U.S. Department of Labor COBRA 60 days 102 percent premium qualifying event job loss
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Healthcare.gov losing job based coverage special enrollment period parent plan 30 days employer plan
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1