Can you help me calculate the debt-to-income ratio requirements needed to buy a duplex using an owner-occupied loan right after graduation?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you help me calculate the debt-to-income ratio requirements needed to buy a duplex using an owner-occupied loan right after graduation?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 Fannie Mae maximum debt-to-income ratio DU manually underwritten 2-unit owner occupied rental income 75% lease Google ↗
2026 FHA mortgage qualifying debt-to-income ratios 2 unit rental income owner occupied 2026 Google ↗
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- FHA DTI ratio requirements: Loan limits and tips guide · rocketmortgage.com
- FHA Single Family Housing Policy Handbook · hud.gov
- DU Job Aids: DTI Ratio Calculation Questions · singlefamily.fanniemae.com
- DU Job Aids: Entering Income from Rental Property · singlefamily.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Fannie Mae maximum debt-to-income ratio DU manually underwritten 2-unit owner occupied rental income 75% lease OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
2026 FHA mortgage qualifying debt-to-income ratios 2 unit rental income owner occupied 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |