What are the specific income thresholds and rules we need to know before attempting a backdoor Roth IRA for the upcoming tax filing?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the specific income thresholds and rules we need to know before attempting a backdoor Roth IRA for the upcoming tax filing?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS 2026 IRA contribution limit Roth IRA income phase out 2026 traditional IRA deduction limits Google ↗
IRS Roth IRA contributions 2026 income limits 2026 tax year conversion pro rata Form 8606 Google ↗
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- Backdoor Roth IRA: What it is and how to set it up · investor.vanguard.com
- Retirement topics - IRA contribution limits · irs.gov
- COLA increases for dollar limitations on benefits and contributions · irs.gov
- About Form 8606, Nondeductible IRAs · irs.gov
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- 2026 Instructions for Form 8606 · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 IRA contribution limit Roth IRA income phase out 2026 traditional IRA deduction limits OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
IRS Roth IRA contributions 2026 income limits 2026 tax year conversion pro rata Form 8606 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |