Real ChatGPT answer · index seedAlHZcXOOip0completeFinance and banking · credit scores and repairbrand
How does being an authorized user on my parents credit card affect my debt to income ratio when applying for a cheap car loan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does being an authorized user on my parents credit card affect my debt to income ratio when applying for a cheap car loan?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
auto loan lender authorized user credit card debt to income ratio count minimum payment authorized user account underwriting Google ↗
CFPB authorized user credit card not responsible debt credit report Google ↗
- AnnualCreditReport.com · annualcreditreport.com
- I was an authorized user on my deceased relative’s credit card account. Am I liable to repay the debt? · consumerfinance.gov
- Will My Credit Be Affected as an Authorized User? · chase.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
auto loan lender authorized user credit card debt to income ratio count minimum payment authorized user account underwriting OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB authorized user credit card not responsible debt credit report OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |