Rocket Mortgage is quoting me a 6.5 percent rate to refinance today, but how do I calculate my exact break even point with all these closing fees included?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Rocket Mortgage is quoting me a 6.5 percent rate to refinance today, but how do I calculate my exact break even point with all these closing fees included?
1 real search · 1 real-search pass
CFPB mortgage refinance closing costs break even calculation loan estimate closing costs escrow prepaid items 2026Google ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
CFPB mortgage refinance closing costs break even calculation loan estimate closing costs escrow prepaid items 2026 Google ↗
- A Consumer's Guide to Mortgage Refinancings · federalreserve.gov
- Closing disclosure explainer · consumerfinance.gov
- What is a Good Faith Estimate? Loan Estimates explained · rocketmortgage.com
- How much does it cost to refinance a mortgage? · rocketmortgage.com