Real ChatGPT answer · index seedAijIkgLmw9ocompleteInsurance · life insurancecommercial

Looking for independent reviews on New York Life whole life products to see if their dividend rates justify the higher premium costs

ChatGPTgpt-64 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Looking for independent reviews on New York Life whole life products to see if their dividend rates justify the higher premium costs
4 real searches · 1 real-search pass
New York Life whole life insurance independent review dividend rate 2026 policy performance comparisonGoogle ↗
OBSERVEDComparison
New York Life 2026 dividend payout 7.1% dividend interest rate whole lifeGoogle ↗
OBSERVEDConsequence
independent analysis participating whole life insurance dividend rate not investment return cash value IRRGoogle ↗
OBSERVEDReason
New York Life whole life insurance reviews complaints policyholder independent reviewGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short factOther / navigationalComparison25%Consequence25%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
New York Life whole life insurance independent review dividend rate 2026 policy performance comparison Google ↗
New York Life 2026 dividend payout 7.1% dividend interest rate whole life Google ↗
independent analysis participating whole life insurance dividend rate not investment return cash value IRR Google ↗
New York Life whole life insurance reviews complaints policyholder independent review Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
New York Life whole life insurance independent review dividend rate 2026 policy performance comparison
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
New York Life 2026 dividend payout 7.1% dividend interest rate whole life
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
independent analysis participating whole life insurance dividend rate not investment return cash value IRR
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
New York Life whole life insurance reviews complaints policyholder independent review
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1