I run a local construction company and need to understand if whole life insurance is a smart investment for my business emergency fund or if I should stick to term
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I run a local construction company and need to understand if whole life insurance is a smart investment for my business emergency fund or if I should stick to term
3 real searches · 1 real-search pass
IRS business-owned life insurance premiums nondeductible cash value policy loans tax rules small businessGoogle ↗
OBSERVEDReason
SBA small business cash flow emergency reserve working capital guidanceGoogle ↗
OBSERVEDReason
NAIC life insurance buyer guide whole life term cash value surrender policy loansGoogle ↗
OBSERVEDInstruction
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS business-owned life insurance premiums nondeductible cash value policy loans tax rules small business OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
SBA small business cash flow emergency reserve working capital guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NAIC life insurance buyer guide whole life term cash value surrender policy loans OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 |