Real ChatGPT answer · index seedAfjRRQPhuykcompleteFinance and banking · checking and savings accountscommercial
What should I look out for when reading the fine print on Bank of America overdraft protection to ensure our family avoids hidden charges?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What should I look out for when reading the fine print on Bank of America overdraft protection to ensure our family avoids hidden charges?
3 real searches · 1 real-search pass
Bank of America overdraft protection fees linked account transfer fee current 2026 officialGoogle ↗
OBSERVEDConsequence
Bank of America personal checking overdraft settings overdraft protection agreement fees officialGoogle ↗
OBSERVEDReason
CFPB overdraft protection linked savings account fees consumer guidanceGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Bank of America overdraft protection fees linked account transfer fee current 2026 official Google ↗
Bank of America personal checking overdraft settings overdraft protection agreement fees official Google ↗
CFPB overdraft protection linked savings account fees consumer guidance Google ↗
- balance-connect · business.bankofamerica.com
- Balance Connect & Overdraft Protection with the Mobile Banking App · info.bankofamerica.com
- Bank of America Advantage Banking: Open a Checking Account Today · bankofamerica.com
- Deposit Agreement and Disclosures · info.bankofamerica.com
- What is an overdraft? · consumerfinance.gov
- Consumer Financial Protection Circular 2022-06: Unanticipated overdraft fee assessment practices · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Bank of America overdraft protection fees linked account transfer fee current 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Bank of America personal checking overdraft settings overdraft protection agreement fees official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB overdraft protection linked savings account fees consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |