What specific criteria do banks use to approve a credit limit increase request when my salary has increased by fifteen percent this year?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What specific criteria do banks use to approve a credit limit increase request when my salary has increased by fifteen percent this year?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
credit card credit limit increase approval criteria income payment history utilization debt-to-income issuer official guidance Google ↗
CFPB credit card credit limit increase ability to pay income considerations Google ↗
- Comment for 1026.51 Ability To Pay · consumerfinance.gov
- SECTION 1026.51—Ability to Pay · federalreserve.gov
- Credit Card Lending, Comptroller's Handbook · occ.treas.gov
- Increasing your credit limit · capitalone.com
- Frequently Asked Questions about Credit Limit Increases · chase.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
credit card credit limit increase approval criteria income payment history utilization debt-to-income issuer official guidance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB credit card credit limit increase ability to pay income considerations OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |