Real ChatGPT answer · index seedAeX8Adro9rUcompleteFinance and banking · budgeting and savinghowto

How do I transfer my savings from a traditional big bank account to a higher yielding account without getting hit with wire fees?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I transfer my savings from a traditional big bank account to a higher yielding account without getting hit with wire fees?
2 real searches · 1 real-search pass
FDIC deposit insurance coverage savings accounts official 2026Google ↗
OBSERVEDOther / navigational
ACH bank transfer savings account external transfer fees limits timing consumer guidance 2026Google ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%Comparison50%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
FDIC deposit insurance coverage savings accounts official 2026 Google ↗
ACH bank transfer savings account external transfer fees limits timing consumer guidance 2026 Google ↗
  1. What is an ACH transaction? · consumerfinance.gov
  2. ACH Transfer | Digital · chase.com
  3. Deposit Insurance · fdic.gov
  4. Understanding Deposit Insurance · fdic.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FDIC deposit insurance coverage savings accounts official 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
ACH bank transfer savings account external transfer fees limits timing consumer guidance 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1