How do I calculate prorated property taxes and HOA dues accurately on the closing disclosure form for a mid-month closing in New York?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate prorated property taxes and HOA dues accurately on the closing disclosure form for a mid-month closing in New York?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
New York real estate closing property tax proration contract closing date seller buyer tax billing period HOA common charges proration Google ↗
CFPB Closing Disclosure prorations property taxes prepaid seller paid advance adjustments Google ↗
- § 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure). · consumerfinance.gov
- Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure) · consumerfinance.gov
- Section 10. Seller’s Closing Obligations (continued) · extapps.dec.ny.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York real estate closing property tax proration contract closing date seller buyer tax billing period HOA common charges proration OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB Closing Disclosure prorations property taxes prepaid seller paid advance adjustments OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |