Real ChatGPT answer · index seedAVDxsQwyFKQcompleteAutomotive · auto financing and leasinginformational

Are penfed credit union auto loan rates typically lower than dealer financing incentives when buying a brand new vehicle?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are penfed credit union auto loan rates typically lower than dealer financing incentives when buying a brand new vehicle?
2 real searches · 1 real-search pass
PenFed Credit Union new auto loan rates October 2026 APR officialGoogle ↗
OBSERVEDOther / navigational
2026 new car manufacturer financing incentives 0% APR October 2026 offers comparisonGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%Comparison50%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
PenFed Credit Union new auto loan rates October 2026 APR official Google ↗
2026 new car manufacturer financing incentives 0% APR October 2026 offers comparison Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
PenFed Credit Union new auto loan rates October 2026 APR official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
2026 new car manufacturer financing incentives 0% APR October 2026 offers comparison
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1