What happens to my insurance rates in Sacramento if I file a USAA windshield replacement claim for a cracked driver-side window?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What happens to my insurance rates in Sacramento if I file a USAA windshield replacement claim for a cracked driver-side window?
3 real searches · 1 real-search pass
California auto insurance premium increase comprehensive glass claim windshield window claim surcharge law 2026Google ↗
OBSERVEDConsequence
USAA California comprehensive glass claim rate increase auto insurance claims surchargeGoogle ↗
OBSERVEDConsequence
California Department of Insurance comprehensive claim surcharge not at fault glass claim auto insuranceGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
California auto insurance premium increase comprehensive glass claim windshield window claim surcharge law 2026 Google ↗
USAA California comprehensive glass claim rate increase auto insurance claims surcharge Google ↗
California Department of Insurance comprehensive claim surcharge not at fault glass claim auto insurance Google ↗
- California Insurance Code § 491 (2025) :: 2025 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Car Insurance Claims FAQs · usaa.com
- Automobile Insurance Text Version · insurance.ca.gov
- Windshield and Glass Claims · usaa.com
- FAQs: Understand your Auto Insurance Policy · usaa.com
- Using your Auto Insurance · usaa.com
- Cal. Code Regs. Tit. 10, § 2632.13 - Determination of "Principally at-Fault" Accidents | State Regulations | US Law · law.cornell.edu
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California auto insurance premium increase comprehensive glass claim windshield window claim surcharge law 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
USAA California comprehensive glass claim rate increase auto insurance claims surcharge OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
California Department of Insurance comprehensive claim surcharge not at fault glass claim auto insurance OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |