What current credit score do I need as a retiree living on a pension to secure a decent interest rate on a used car loan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What current credit score do I need as a retiree living on a pension to secure a decent interest rate on a used car loan?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 current used car loan APR by credit score tier Experian State of Automotive Finance Q4 2025 2026 average rates Google ↗
auto loan lender pension retirement income qualifying income proof of income credit score used car loan Google ↗
- Is a lender allowed to consider my age or where my income comes from when deciding whether to give me a loan? · consumerfinance.gov
- § 1002.6 Rules concerning evaluation of applications. · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 current used car loan APR by credit score tier Experian State of Automotive Finance Q4 2025 2026 average rates OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
auto loan lender pension retirement income qualifying income proof of income credit score used car loan OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |